Lakshmi pujais the main observation on the occasion of Diwali. Diwali is celebrated for 5 days. Lakshmi puja is done on the third day of the celebrations, that is on the day of amavasya. In 2010, Lakshmi puja is on 5th of November.
Lakshmi Puja Vidhi, Lakshmi Pooja at Home
Before starting Lakshmi puja keep your house and surroundings neat and clean. Goddess Lakshmi resides in places which are neat and clean. Make a nice rangoli design in the front yard for welcoming Lakshmi devi.
Take a red cloth and spread over a place in the pooja room. Place deities or laminations of Lakshmi Narayana, Ganesha, Saraswati and Kubera. Decorate them with chandan, kumkum and flowers. Decorate pooja thali and keep diyas for lightning.
Place a pot filled with rice in front of deities and decorate them with betel leaves and some flowers. Keep a coconut on the top of the pot and surround it with a cloth. This pot is called Kalasha. It represents power of the deity. Lit lamps and incense sticks.
Begin with Ganesh puja. Offer some flowers to Ganesha and recite Ganesh sloka. Invoke his presence by chanting his namavali. Pray to Lord Ganesh to remove obstacles in the path of devotion to Lakshmi – Narayana.
Perform abhishekam of Lakshmi Narayana with panchamrita (mixture of ghee, sugar, milk, honey and curd). Bath a few silver and gold coins with milk. Chant Sri Lakshmi mantra, or Lakshmi ashtottaram or Lakshmi shatnamavali to please Lakshmiji. Glorify Lord Narayana with Vishnu Shastranaamstrotam. After completing this pray sincerely to the Lordships.
Break the coconut. Offer mahaarti to the deities with a loud applaud of glorification. Offer akshata, sweets and fruits. Beg for forgiveness to nullify any mistake that you may have committed unknowingly.
Wishing you a happy and prosperous Diwali!!